Path: Top -> Journal -> Jurnal Internasional -> Fuzzy Information and Engineering -> 2020 -> Volume 12, Issue 4

Credit Risk Assessment Using Learning Algorithms for Feature Selection

Journal from gdlhub / 2021-09-02 17:21:25
Oleh : Zeinab Hassani, Mohsen Alambardar Meybodi & Vahid Hajihashemi, Fuzzy Information and Engineering
Dibuat : 2021-09-02, dengan 0 file

Keyword : Firefly algorithm, fuzzy K nearest neighbours, random forest, support vector machine, feature selection
Url : http://www.tandfonline.com/doi/full/10.1080/16168658.2021.1925021
Sumber pengambilan dokumen : Web

Firefly algorithm is one of the latest outstanding bio-inspired algorithms, which could be manipulated in solving continuous or discrete optimisation problems. In this context, we have utilised the firefly algorithm accompanied by five well-known models of feature selection classifiers to have an accurate estimation of risk, and further to improve the interpret-ability of credit card prediction. One of the significant challenges in the real-world datasets is how to select features. As most of the datasets are unbalanced, the selection of features turns to the maximum class of data that is not fair. To overcome this issue, we have balanced the data using the SMOTE method. Our experimental results on four datasets show that balancing data has increased accuracy. In addition, using a hybrid firefly algorithm, the optimal combination of features that predicts the target class label is achieved. The selected features by the proposed method besides been reduced can represent both majority and minority classes.

Deskripsi Alternatif :

Firefly algorithm is one of the latest outstanding bio-inspired algorithms, which could be manipulated in solving continuous or discrete optimisation problems. In this context, we have utilised the firefly algorithm accompanied by five well-known models of feature selection classifiers to have an accurate estimation of risk, and further to improve the interpret-ability of credit card prediction. One of the significant challenges in the real-world datasets is how to select features. As most of the datasets are unbalanced, the selection of features turns to the maximum class of data that is not fair. To overcome this issue, we have balanced the data using the SMOTE method. Our experimental results on four datasets show that balancing data has increased accuracy. In addition, using a hybrid firefly algorithm, the optimal combination of features that predicts the target class label is achieved. The selected features by the proposed method besides been reduced can represent both majority and minority classes.

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ID Publishergdlhub
OrganisasiFuzzy Information and Engineering
Nama KontakHerti Yani, S.Kom
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KotaJambi
DaerahJambi
NegaraIndonesia
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